Kerby Anderson
American families are facing a state of financial fragility that is worse than they have ever experienced. Earlier this year, Bankrate issued its annual report. They found that a sizable majority (57%) of US adults are currently unable to afford a $1,000 emergency expense. They also found that two-thirds (68%) were worried they wouldn’t be able to cover their living expenses for one month if they lost their primary source of income.
Many years ago, the Federal Reserve Board conducted a similar survey of Americans. They found that nearly half of the respondents said that the only way they could cover an unexpected expense would be by borrowing or selling something. They could not come up with the money any other way.
At that time, Neal Gabler, writing in The Atlantic, asked: Who knew? He then answered that he knew because he was one of the people. He knew what it was like to dread going to the mailbox because it usually had more new bills and rarely a check to pay for them. He knew what it was like to tell his daughter that he may not be able to pay for her wedding.
His point was you wouldn’t know this by looking at him. You could look at his resume as a writer and conclude he was doing fine. He is in the middle-class with five books and hundreds of articles to his name. That is why he wrote about what he calls, “the secret shame of middle-class Americans.”
He represents so many US adults who are financially fragile and “living close to the financial edge.” And it is worth mentioning that this is not just a liquidity problem: they don’t have enough ready cash in their checking and savings accounts. They are living in a world where the cost of living is rising faster than their wages.
When we say that American workers are hurting, it is much worse than we might suspect.

Penna Dexter
Here is a real life story of one of the unjust repercussions of the 2015 Supreme Court ruling in Obergefell v. Hodges, which struck down the marriage laws of every state. According to Obergefell, states cannot deny marriage licenses to same sex couples.
Justice Anthony Kennedy, who wrote the opinion, allowed that some people oppose same sex marriage for “decent and honorable” reasons. These folks still have First Amendment Rights, he promised. Consider the Burkes:
Michael Burke served in Iraq as a Marine. Kitty Burke worked as a paraprofessional helping special needs children. The Burkes sought to adopt a child through the state of Massachusetts’ foster care program. In their application, they said they were willing to adopt children of any race or ethnicity. They’d take siblings and even kids with certain special needs.
The Burkes are devout Roman Catholics. They frequently work as musicians at local churches. Wall Street Journal columnist William Mc Gurn wrote of the Burke’s faith: “Once upon a time that would be an endorsement. Today it’s an indictment.” The Burkes were rejected as unfit to be adoptive parents. The author of their license study was concerned regarding LGBTQ issues. She noted: “their faith is not supportive and neither are they.”
Justice Samuel Alito saw this coming.
In his dissent in Obergefell, Justice Alito wrote that the decision “will be used to vilify Americans who are unwilling to assent to the new orthodoxy.”
Sure, people can think what they’d like about same sex marriage. Justice Alito argued, “I assume that those who cling to old beliefs will be able to whisper their thoughts in the recesses of their homes, but if they repeat those views in public, they will risk being labeled as bigots and treated as such by governments, employers and schools.”
The Burkes’ lawyer at the Becket Fund describes this “new orthodoxy” as a government-imposed “replacement ideology.” Christians must refuse to accept this. The Burkes’ lawsuit should help.

Kerby Anderson
Two of the founding fathers that deserve more attention are Alexander Hamilton and James Madison. While the Hamilton musical provides us with some perspective and entertainment, I would recommend the book by Jay Cost, The Price of Greatness: Alexander Hamilton, James Madison, and the Creation of American Oligarchy. Jay was on the Point of View radio program to talk about his book.
These two men belonged to a political movement with three fundamental foundations. The first was the commitment to liberal government that emphasized the protection of individual rights. The Declaration of Independence argued that “governments are instituted among men” in order to secure certain “unalienable rights.” That idea, written by Thomas Jefferson, was influenced by the writings of John Locke.
The second foundation was a belief in self-government, often referred to as republicanism. A republic allowed the citizens to be governed by laws that they actually had a hand in creating. A monarch did not hand down these laws. They were established by “we the people.”
The third foundation was nationalism. The 13 separate colonies agreed to bind themselves together in a national union of 13 states. This is where there was the greatest division between the Federalists and the Antifederalists. And they ended up dividing Hamilton from Madison.
Hamilton emphasized national vigor and was eager to promote the Bank of the United States and other programs that would grow the national government. Madison, on the other hand, wanted to pursue what could be called “republican balance.” He feared that Hamilton’s policies favored the wealthy.
In reading this book by Jay Cost, I was struck by the reality that many of the debates in the founding of this country continue to this day. Many of the ideas put forward by Hamilton and Madison are still debated today in the halls of Congress.